Download rocket mortgage rates12/15/2023 You can get a 15-, 20-, or 30-year loan term based on which loan is best suited for your financial goals. It offers FHA, jumbo, and conventional mortgages. The company offers a variety of loan types for buying or refinancing a home, including both adjustable- and fixed-rate mortgages for your primary residence, second home, or investment properties. If you buy your home through Better Real Estate, you may get $2,000 off your closing costs with Better Mortgage. Better also doesn’t charge any lender fees such as origination or application fees, and it has 24/7 customer service.īetter also offers other services, including Better Real Estate, title insurance, and homeowners insurance. Since Better doesn’t pay commissions, its loan officers aren’t paid more based on the size of your mortgage. Many loan officers are paid a commission of about 1% of the loan amount, which may incentivize them to push borrowers into a larger mortgage. One way it sets itself apart is by not paying its agents commission. It’s a direct lender that offers an online loan application for customers looking to buy a new home or refinance their current one.
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